If the financial system was fair, your life would be completely different. At the moment, the fruit of most peoples’ efforts largely goes to fill the purses of bankers and multi-national corporations, and to the government tax office. How big is “largely” you ask? The answer, probably, is in excess of half.

The mechanisms by which powerful institutions are sapping your wealth are not hard to understand. If you devote one hour to The Basics you will get the gist of things and be able to take some protective action in your life. If you want to go further, invest three hours reading The Details. And if you want to see who else is speaking on these matters, go to Others for a curated selection of useful reading.

Once we as a society know what the problem is, what it really is, not what politicians or racists or fraudsters in suits want us to think it is, then we can start to change things. We either win this battle, or we and our societies all die slowly.