TERMS & CONDITIONS

The website at https://theproblemwithinterest.com is owned and managed by Kreatoc Zest Ltd registered at 17 Hanover Square London W1S 1BN, United Kingdom (the “Company”).

By continuing to visit our website you agree that: the materials offered here are academic and journalistic in nature and do not constitute financial or investment advice; that you will not hold the Company its employees or representatives liable for losses of any nature incurred or alleged to have been incurred as a result of your visiting this website to the fullest extent permissible under law; and that matters arising in any dispute between yourself and the Company will be judged according to English law under the jurisdiction of a court in England.

PRIVACY POLICY

Comments are not currently enabled on the website, users cannot currently upload videos or images, we do not presently use cookies and we do not presently carry embedded content from other websites. We do not share your data with third parties with the exception of our payment service providers whose privacy policy is available separately.

REFUND POLICY

We will make a refund to your card if you cancel your order prior to shipment. After shipment, we will not make refunds. If a product is damaged en-route we will replace it free of charge so long as you return the product to us within thirty days of the order date.